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Information
Rockin' Our World - The Basics of Earthquake Coverage
Length: 1 Hour
This course will cover the basics of earthquake coverage including policy exclusions in property policies, deductible issues, earthquake endorsements and typical limitations.
Basic Course Information
Learning Objectives- Understand property policy exclusions concerning earth movement
- Review available endorsements for earthquake coverage
- Determine how deductibles apply for earthquake coverage
- Identify additional policy limitations regarding earthquake coverage
Major Subjects
- Policy exclusions for Earth Movement
- Earthquake endorsements
- Earthquake deductibles
- Earthquake limitations in the policy
Rusty Deaton
Rusty started his insurance career in 1985 as the principal of a small rural property and casualty agency. The agency merged, acquired, and grew over the years until Rusty sold his interest in 2007. Throughout this time, Rusty’s focus turned from personal lines insurance to multi-peril crop insurance and public
entity insurance.
Rusty obtained his CIC designation in 1997, was a National Faculty Member since 2004, and did insurance continuing education training until 2019. Since 1991 he has also been involved in the financial industry, serving as a bank director for small bank. In 2014, he and his father purchased the controlling
interest in that institution and expanded to three other locations. In 2020, he sold his majority interest but still serves on the board of directors.
Rusty is now back in the crop insurance business, employed by Rain and Hail, LLC as a staff adjuster for the southwest division.
